Instant, card‑free checkout from any U.S. bank account.
Recoup up to 3% + 30¢ per order and give chargebacks the boot.¹
Customer taps "Pay"
Face ID confirms
In your ledger < 3s
Why Merchants Switch
Three compelling reasons to upgrade your checkout
Lift Conversion
One‑tap biometric checkout lifts conversion 6‑9%
Real‑world studies show 6‑9% more shoppers reach "Paid" when friction‑free payment buttons replace manual card entry.¹
Save 85%+ on Payment Fees
Cards: 2.9% + 30¢ → Pay with Passkey: ~0.3% flat
Example $65 order: 5¢ network + 0.30% sponsor = 24¢ total vs $1.77 on cards.²
Cash Instantly
Funds settle <3s; pay partners same‑day, not T+2
Real-time settlement means cash flow improves instantly. No more waiting for card network clearing cycles.
The Numbers That Matter
Quantifiable benefits for your business
≈20¢
Total cost on $65 order²
<3s
Funds in your ledger
0
Chargebacks ever
<0.05%
Unauthorised returns
How It Works
Three simple steps to instant, secure payments
Customer authenticates with passkey
Biometric proof of customer intent.
Bank authorizes via ACH pull
Bank advances RTP <3s while ACH settles.
You see final funds immediately
Cash in ledger <3s, zero chargeback risk.
Banks: Turn Risk Controls Into Revenue
Transform your payment infrastructure into a profit center