Instant, card‑free checkout from any Nigerian bank account.
Recoup up to 2% + ₦35 per order and give chargebacks the boot.¹
Customer taps "Pay"
Face ID confirms
In your ledger < 3s
Why Merchants Switch
Three compelling reasons to upgrade your checkout
Lift Conversion
One‑tap biometric checkout lifts conversion 6‑9%
Real‑world studies show 6‑9% more shoppers reach "Paid" when friction‑free payment buttons replace manual card entry.¹
Save 80%+ on Payment Fees
Cards: 1.5% + ₦35 → Pay with Passkey: ~0.35% flat
Example ₦10,000 order: ₦25 NIP fee + 0.35% sponsor = ₦60 total vs ₦300 card MDR.²
Cash Instantly
Funds settle <3s; pay partners same‑day, not T+2
Real-time settlement means cash flow improves instantly. No more waiting for card network clearing cycles.
The Numbers That Matter
Quantifiable benefits for your business
≈₦120
Total cost on ₦10,000 order²
<3s
Funds in your ledger
0
Chargebacks ever
<0.05%
Unauthorised returns
How It Works
Three simple steps to instant, secure payments
Customer authenticates with passkey
Biometric proof of customer intent.
Bank authorizes via NIP debit
Bank advances NIP credit <3s while settlement clears.
You see final funds immediately
Cash in ledger <3s, zero chargeback risk.
Banks: Turn Risk Controls Into Revenue
Transform your payment infrastructure into a profit center